Blue from American Express Review

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Blue from American Express

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Our Take

This card is valuable if you want access to earning Membership Rewards, but there are better cards in Amex's lineup if you want to maximize rewards value.

Total Rewards

2X points


Bonus Amount


welcome bonus

Annual Fee


annual fee


25.74% variable APR


Finding credit cards that offer good earnings potentials with no annual fee can be difficult. The Blue from American Express offers a chance for cardholders to access the Membership Rewards program with a low barrier to entry. Earn 2x points for purchases booked through and 1 point per dollar on all other qualifying purchases.

Unfortunately, as far as earnings potential, there are better cards out there. If you have excellent credit, American Express offers similar cards, such as the Amex Everyday Preferred, with no annual fees but with a welcome bonus and higher earnings categories.

Still, it's a good card to have in your arsenal if you have good credit and are looking for a simple card to earn Membership Rewards points. 

Required Credit Score

Good 700


  • No annual fee
  • Free ShopRunner membership
  • Travel and purchase protections


  • No signup bonus
  • Earnings potentially low compared to other Amex cards
  • Foreign transaction fee

Earn, Redeem, and Optimize Your Rewards

2 Points
1 Points


Earn 2x points on bookings made through and 1x point on all other eligible purchases  


  • Book Travel
  • Partner Transfers
  • Cash Back


Your best bet is to use this card to book travel through since you earn 2 points per dollar. Otherwise, use it for any other types of purchases to earn 1 point per dollar. Redeeming points is as easy as using to book travel through Amex's portal, but the best use is to transfer points to airline partners for flights.  


No annual fee

Receive the ability to earn Membership Rewards points without needing to pay an annual fee.

Earn 2X points

Earn 2 points per dollar on all purchases booked directly through

Flexible Redemption Options

You can redeem Membership Rewards points towards travel, flights, hotel, statement credits and more.

Complimentary ShopRunner membership

Receive free two-day shipping at participating retailers such as Cole Hann, GNC, Staples and more.

Additional Benefits

  • Extended warranty protection
  • Travel accident insurance
  • Global assistance hotline
  • Roadside assistance hotline