The Hilton Honors American Express Business Card

4.0Expert Review

The Hilton Honors American Express Business Card Review

4.0Expert Reviews
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The Hilton Honors American Express Business Card

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Our Take

The Hilton Honors American Express Business Card offers great value for frequent travelers who stay at Hilton properties.

Total Rewards

12x points

on purchases made with Hilton hotels & resorts

Bonus Amount

125,000 Hilton Honors Bonus Points

welcome bonus

Annual Fee

$95

annual fee

Apr

17.24% - 26.24% Variable

Summary

The Hilton Honors American Express Business Card is a great credit card for frequent travelers who want a bit of extra luxury when they travel.

You'll earn 125,000 points when you sign up, which is enough to book multiple free nights. You'll also earn complementary Hilton Honors Gold status automatically by signing up, and you can upgrade to Diamond status by spending $40,000 with your card in a single calendar year.

Spend $40,000 in a year and you will also get a free weekend night stay, and you can earn a second weekend night by spending $60,000 in a year.

The luxury extends to when you travel by air. The Hilton Honors American Express Business Card gives cardholders 10 passes they can use at Priority Pass lounges each year, letting you relax before you fly. 

Required Credit Score

Excellent/Good 700

Pros

  • 125,000 Hilton Honors Bonus Points
  • Complimentary Gold status
  • One free weekend night when you spend $40,000 and another when you spend $60,000
  • 10 Priority Pass lounge passes

Cons

  • $95
  • Points are worth less than competitors' points
  • Points are tied to Hilton hotels when booking lodging
  • Much of the card's value is only available to high spenders

Earn, Redeem, and Optimize Your Rewards

Travel
12 Points
Gas Stations
6 Points
Other
6 Points

Earn

You'll earn 12X points per dollar for purchases made directly with Hilto hotels and resorts. And you'll also get 6X points on select business purchases, including at U.S. gas stations and on wireless telephone services purchases directly from U.S. service providers. You'll also earn 6X points on U.S. purchases for shipping, on select travel purchases, at U.S. restaurants, on flights booked directly with airlines or with Amex Travel, and on car rentals booked directly from select car rental companies. Plus, you'll get 3X Points per dollar on other purchases.

Redeem

  • Book Travel
  • Partner Transfers
  • Gift Cards

Optimize

To optimize the Hilton Honors American Express Business Card, start by spending $3,000 in your first three months with the card. That will net you the 125,000 welcome bonus points. After that, use the card whenever you book a stay at a Hilton property.

If you spend a lot of money through your business, you can aim for Diamond status and free weekend night certificates by spending $40,000 or $60,000 in a calendar year. But since this is a card geared toward frequent Hilton guests, be sure that these perks make up for any rewards you may miss out on by not using another card. 

Benefits

125,000 Hilton Honors Bonus Points

Earn 125,000 points, enough for multiple nights, when you spend $3,000 within 3 months of getting the card

Transfer points to partners

Transfer your points to travel partners to book flights and with your Hilton points.

Complimentary status

Cardholders get complimentary Gold status, which offers perks like free breakfast.

Priority Pass Access

Get 10 passes that you can use to enter Priority Pass lounges at airports across the globe.

Additional Benefits

  • No foreign transaction fee
  • No blackout dates
  • Pay for stays with points and cash
  • Expense management tools for your business