Marriott Bonvoy Business American Express Card

4.1Expert Review

Marriott Bonvoy Business American Express Card Review

4.1Expert Reviews
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Marriott Bonvoy Business American Express Card

Last Updated:

Our Take

The Marriott Bonvoy Business Card offers solid rewards for small business owners who travel frequently and helps them reach premium status more quickly.

Total Rewards

6X points

on Mariott Bonvoy hotel purchases

Bonus Amount

75,000 bonus Marriott Bonvoy points

welcome bonus

Annual Fee

$125

annual fee

Apr

17.24% - 26.24% Variable

Summary

If you're a small business owner who travels frequently, you'll want to make sure that your hotel stays are as cheap and comfortable as possible. The Marriott Bonvoy Business Card helps you earn free stays and accelerates you on the path to premium status.

The card's sign up bonus is 75,000 points, which is enough to book multiple free nights at Marriott Bonvoy hotels. You'll also earn a free night every year on your cardmember anniversary, covering the cost of the annual fee. Big spenders can earn an extra free night each year by spending at least $60,000 using their card.
 

Beyond the sign up bonus, you'll earn 6 points per dollar at Marriott Bonvoy hotels, 4 points per dollar on a variety of popular spending categories, and 2 points per dollar for all other purchases, helping you get closer to free stays.
 

You'll also experience more luxury when you stay at Marriott Bonvoy hotels, because you'll receive complimentary Silver Elite Status when you sign up for the card. You can upgrade that to Gold Elite status by spending $35,000 with your card in a single calendar year.

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Required Credit Score

Excellent/Good 720

Pros

  • 75,000 bonus Marriott Bonvoy points welcome bonus
  • Free night on your cardmember anniversary
  • Complimentary Silver Elite status
  • Redeem your points on partner airlines

Cons

  • $125 annual fee
  • Points are tied to Marriott Bonvoy hotels
  • High spending requirements for additional perks
  • Points are worth less than competitors' points

Earn, Redeem, and Optimize Your Rewards

Travel
6 Points
Restaurants/Dining
4 Points

Earn

You'll earn 6X points for each dollar of eligible purchases at participating Marriott Bonvoy hotels. You'll also earn 4X points for each dollar of eligible purchases at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers & on U.S. purchases for shipping. And you'll get 2X points on all other eligible purchases. 

Redeem

  • Book Travel
  • Partner Transfers

Optimize

The first step to optimizing the Marriott Bonvoy Business Card is to earn the welcome bonus by spending at least $3,000 in your first three months with the card. After that, you'll want to use the card whenever you book a stay at Marriot Bonvoy hotels, and make sure you make use of your free night credit each year.

If you spend a lot of money through your business, you can try to qualify for the perks that have high spend requirements, such as the second free night or the Gold status. Just make sure that you don't forgo using another card with more lucrative rewards when aiming for these spending targets. 

Benefits

75,000 bonus Marriott Bonvoy points welcome bonus

Earn enough points for multiple free nights at Marriott Bonvoy hotels

Transfer your points to airlines

Marriott Bonvoy partners with multiple airlines, giving you more flexibility when it comes to redeeming you points

Premium status

Get Silver Elite status when you sign up and get a head start on qualifying for Gold Elite status.

Free night credit

Get a free night credit each year on your cardmember anniversary, with a second free night for high spenders.

Additional Benefits

  • No foreign transaction fee
  • No blackout dates
  • Points don't expire