Amazon Prime Rewards Visa Signature

4.7Expert Review

Amazon Prime Rewards Visa Signature Review

4.7Expert Reviews
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Amazon Prime Rewards Visa Signature

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Our Take

The Amazon Prime Rewards Visa Signature is a great card if you're a regular Amazon shopper. It gets even better if Whole Foods is your grocery story of choice.

Total Rewards

5% cash back

on at Whole Foods

Bonus Amount

$70 gift card

sign-up bonus

Annual Fee

Cost of a Prime Subscription, which varies with the type of subscription

annual fee


16.24% to 24.24% variable APR.


The Amazon Prime Rewards Visa Signature is a card designed exclusively for Amazon Prime members. If you're a regular Amazon shopper, this card is one of the best cards out there, offering a whopping 5% cash back on everything you purchase from the site. To sweeten the deal, Amazon provides the same rewards if you shop at Whole Foods, the Amazon-owned grocery store.

While the rewards at other locations are less, it can still be worth it to keep the card in your wallet, even if you don't shop at Whole Foods. You'll earn 2% cash back at restaurants, gas stations and drug stores. You'll earn 1% cash back elsewhere.

The card offers a $70 Amazon gift card as a sign up bonus. This bonus is smaller than the bonus offered by many cards, but there's no spending requirement, which is a nice perk. if you're approved, the credit is applied to your Amazon account immediately, so there's no waiting to take advantage of the bonus. 

Required Credit Score

Excellent/Good 710


  • Earn 5% cash back at and Whole Foods
  • $70 gift card with no spending requirement
  • No annual fee
  • No foreign transaction fee


  • Sign up bonus is smaller than many competitors
  • Best bonus category is restricted to two stores
  • Basic cash back rate is low
  • Sign up bonus is restricted to use at

Earn, Redeem, and Optimize Your Rewards

5 Cash Back
5 Cash Back
Gas Stations
2 Cash Back


Earn 5% cash back at and Whole Foods, 2% cash back at restaurants, gas stations, and drug stores, and 1% cash back everywhere else 


  • Cash Back


To make the most of the Amazon Prime Rewards Visa Signature Card, use it for all of your Amazon and Whole Foods shopping. You'll be hard-pressed to find a card with better rewards for those locations. Use it at other stores if no other card in your wallet offers better rewards. 


Earn a $70 gift card

Get a $70 gift card instantly after approval. No spending required.

Earn 5% cash back

Get 5% cash back on purchases and Whole Foods

Redeem your rewards easily

Redeem your rewards to reduce the price of anything that you buy on Amazon, with no minimum

No foreign transaction fee

Earn rewards while abroad, without paying any foreign transaction fees

Additional Benefits

  • Auto rental insurance
  • Extended warranty
  • Purchase protection
  • Visa Signature Concierge Service