Ducks Unlimited Card

4.2Expert Review

Ducks Unlimited Card Review

4.2Expert Reviews
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Ducks Unlimited Card

Last Updated:

Total Rewards

5%

on gas and sporting goods

Bonus Amount

0

welcome bonus

Annual Fee

0

annual fee

Summary

The Ducks Unlimited credit card is designed for people who do a lot of driving for outdoor recreation. It offers 5% cash back on purchases at gas stations and sporting goods stores. All other purchases earn just 1% cash back.

This makes it a good choice for people who don't mind carrying multiple credit cards in their wallet. You wouldn't want this to be your everyday card but it's a great card to use when you're filling up the gas tank. The card has no bonus so it's best for people who don't need to maximize spend on cards to chase sign up bonuses.

Another perk of the card is that a portion of every one of your purchases helps support wetlands conservation efforts. If you like helping the environment, this card is a small, passive way to do so. 

Required Credit Score

Good 690

Pros

  • 5% cash back on gas and sporting goods
  • No annual fee
  • Purchases support wetlands conservation
  • Customize your card

Cons

  • No welcome bonus
  • Poor rewards for non-category spending
  • High fees
  • Must redeem rewards in $25 increments

Earn, Redeem, and Optimize Your Rewards

Gas Stations
5 Cash Back
Other
5 Cash Back
Other
1 Cash Back

Earn

Earn 5% cash back on gas and sporting goods, 1% everywhere else.

Redeem

  • Cash Back

Optimize

The best way to optimize this card is to use it for all of your gas and sporting goods purchases. It offers just 1% cash back elsewhere, so you'll want to use another card for other purchases. 

Benefits

5% cash back on gas and sporting goods

Get rewards for buying gas and sporting/outdoors equipment

Support conservation

Each purchase helps contribute to wetlands conservation efforts

No annual fee

Earn great rewards without having to pay an annual fee

Zero liability

You have zero liability for purchases made without your consent

Additional Benefits

  • Roadside dispatch service
  • Auto rental collision damage waiver
  • Emergency card replacement
  • 24-hour cardholder assistance