JetBlue Credit Card Review: Good for In-Flight Discounts, But Not Much Else
The JetBlue Credit Card offers useful rewards if you want in-flight discounts on JetBlue without an annual fee. For the real JetBlue loyalist, the JetBlue Plus Card makes more sense, as it offers better rewards rates and a slew of useful perks. Otherwise, a general travel rewards credit card will likely offer better rewards rates, flexibility and potentially better perks than the JetBlue Credit Card. Even so, read through our full review to see if it makes sense for you—and try out the CardCruncher tool to find the best credit card for you.
JetBlue Card Quick Review
Here’s a look at the key details of the JetBlue Credit Card:
Annual Fee: $0
APR: 18.24%, 22.24% or 27.24%
Sign-Up Bonus: 10,000 points
- Earn 3X TrueBlue points on all JetBlue purchases
- Earn 2X points at restaurants and grocery stores
- Earn 1X points everywhere else
- Save 50% on in-flight food and beverage purchases
- No foreign transaction fees
- Points don’t expire and you can use them on any JetBlue flight with no blackout dates
- Pool your points with up to six friends or family members to earn rewards faster
- Balance transfer fee of $5 or 3%, whichever is greater
- Cash advance fee of $10 or 5%, whichever is greater
- Up to $37 late payment fee
- Up to $37 returned payment fee
Why Apply for the JetBlue Card
Here are a few reasons that you may want the JetBlue Card in your wallet:
You fly JetBlue often and want rewards
Put simply, you want the JetBlue Credit card to earn more JetBlue TrueBlue points. You’ll earn 3 TrueBlue points per dollar on all JetBlue purchases, 2 points per dollar at grocery stores and restaurants, and 1 point per dollar everywhere else. If you spend $1,000 or more within the first 90 days of account opening, will receive a bonus of 10,000 points, too. TrueBlue points are worth a fixed amount, so if you find a cheap flight, that bonus alone might be enough for a one-way ticket. You might even think about splurging during the flight, as you’ll save 50% on in-flight food and beverages every time you use your JetBlue Card.
You can redeem for any JetBlue flight with no restrictions
Your TrueBlue points won’t expire as long as your account remains active and in good standing. Save up your points for as long as you’d like and redeem them for any Award Flight through your JetBlue account. There are no blackout dates or seating restrictions, and the points required will be based on the published best fare at the time of booking.
Pool your points with friends and family
JetBlue offers a unique points pooling option to JetBlue Card holders to help you award flights even faster. Pools can consist of two to seven people, and when you join, you contribute all of your points to the group. The person who sets up the pool, known as the Pool Leader, can determine how the group spends its points. Members can only be in one points pool at a time, and can leave the pool at any time, taking their unused points with them. It’s a great way to share travel with friends or family who also fly JetBlue regularly.
JetBlue Card: Drawbacks and Downsides
While the JetBlue Credit Card offers a lot to loyal JetBlue customers, it has a few drawbacks, too:
You can only redeem rewards for JetBlue flights
If you don’t fly JetBlue often, you’re better off with a more flexible travel rewards credit card that works with any airline at any time. TrueBlue points only work for JetBlue flights, and JetBlue only flies to the U.S., Caribbean and Latin America. Other cards that aren’t pegged to a specific airline offer greater flexibility and more potential destinations.
You don’t get many perks on JetBlue flights
The JetBlue Credit Card lacks perks you commonly find on airline credit cards, like a free checked bag, priority boarding, or lounge access. While the more expensive JetBlue Plus Card does offer a free checked bag, it also lacks priority boarding and a free companion fare. There’s a lot to love about JetBlue, but you’ll just have to live without these perks if you plan to stay loyal.
JetBlue Card Alternatives
These credit cards could make more sense if the JetBlue Credit Card doesn’t align with your lifestyle:
JetBlue Plus Card
The JetBlue Plus Card is more lucrative credit card than the JetBlue Credit Card if you fly often on JetBlue. It offers 6 points per dollar on JetBlue purchases—double the rate of the JetBlue Credit Card. But just like the JetBlue Credit Card, it earns 2 points per dollar at restaurants and grocery stores, and 1 point per dollar everywhere else. The sign-up bonus is a lot bigger, too. You can earn 40,000 points if you spend $1,000 or more within the first 90 days of account opening, and you’ll automatically earn 5,000 bonus points every year on your account anniversary.
This card has a $99 annual fee, but if you earn one free flight per year, that should more than cover the cost. You’ll also receive a free checked bag for yourself and up to three companions; if you’re a couple and check your bags, one roundtrip flight already pays for the annual fee. Additionally, if you buy a JetBlue Vacations package of $100 or more with your card, you’ll receive a $100 statement credit valid toward a future flight. Given its bevy of perks, the JetBlue Plus Card makes a lot more sense if you fly JetBlue even twice a year.
Barclaycard Arrival® Plus World Elite Mastercard
The Barclaycard Arrival® Plus World Elite Mastercard is a better choice if you want to earn travel rewards and have options beyond JetBlue flights. You’ll earn unlimited 2X miles every time you use the card, and you can redeem for any travel expense. The card also comes with an impressive sign-up bonus of 70,000 miles, which is worth at least $700 in travel expenses. Plus, every time you redeem points, you’ll automatically get 5% back.
The card has an $0 the first year, then $89 annual fee, but a single free flight will more than make up for the fee. Unfortunately, because the card isn’t affiliated with any particular airline, you won’t get any special perks like free checked bags or priority boarding.
JetBlue Card FAQs
Below are the answers to some of the most commonly asked questions about the JetBlue Credit Card:
What credit score is needed for a JetBlue Credit Card?
Barclays—the company that issues the JetBlue Credit Card—does not publish the minimum credit score required for its credit cards. Like with most travel rewards credit cards, it’s safe to assume you’ll need good to excellent credit for approval. This is typically a score of 700 or higher.
Do you get a free checked bag with the JetBlue Card?
Unfortunately, the JetBlue Credit Card does not give cardholders free checked bags. If you want free checked bags, apply for the JetBlue Plus Card instead.
How much is 40,000 JetBlue points worth?
JetBlue points range in value from about $0.014 to $0.017 each. In other words, 40,000 points would be worth somewhere between $560 and $680. The minimum number of points required for a reward flight will depend on the best published fare for that flight. You can see how many points you need for the flight by logging into your JetBlue credit card account.
Bottom Line: Should You Apply for the JetBlue Card?
The JetBlue Credit Card isn’t a bad airline rewards card, given its $0 annual fee. If you fly JetBlue often, however, the JetBlue Plus Card will prove a much better value in the long run. And if you don’t fly JetBlue often, or you want to choose which airline you fly with, get a more flexible travel rewards credit card instead. Really, the biggest perk you get from the JetBlue Credit Card is a discount on in-flight food and drinks—you can easily earn more points and better rewards with a host of other cards.